Paystack vs Flutterwave: Which Should Your Business Use?
An honest, no-fluff comparison of the two biggest payment gateways in Nigeria — fees, features, and which works best for different business types.
The Short Answer
Use Paystack if you're a Nigerian business selling to Nigerian customers. It's simpler, faster to set up, and has better local support.
Use Flutterwave if you need to accept international payments, work with multiple African countries, or need more complex payment flows.
Fee Comparison
Both charge similar rates: - Paystack: 1.5% local cards, 3.9% international + ₦100 flat fee - Flutterwave: 1.4% local, 3.8% international
The difference is negligible for most small businesses.
Setup Experience
Paystack wins here. The dashboard is cleaner, documentation is better, and the verification process is faster. Most businesses are live within 48 hours.
Flutterwave has a steeper learning curve but more features for complex use cases.
Which One RunorTech Uses
We default to Paystack for all client integrations. It's reliable, well-documented, and Nigerian businesses and customers trust it.
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